Home loan
check list

Who doesn’t love a good list to get stuff done? 😂

Banks love info, so we’ve made this handy list to help you. And as is the case with every client, we’ll step you through to ensure you tick all the boxes.

✓ Signed Contract for the property you’re buying

✓ Drivers Licence (front and back)

✓ Passport (or Birth Certificate if you don’t have a passport)

✓ Medicare Card

If you work for someone else

✓ 2 most recent payslips

✓ ATO Income Statement for this year and last year (you can get it from MyGov)

If you own a business or work for yourself

✓ Personal Tax Returns for this year and last year

✓ ATO Notice of Assessments for this year and last year

✓ Business Tax Returns for this year and last year

✓ Business Financial Statements for this year and last year

If you put us in touch with your accountant, we can grab this stuff from them for you!

Banks generally like to review these for a period of up to 3 months. You can click here to automatically bring in your bank statements, which should include stuff like:

✓ Main bank accounts (where pay goes in + main spending account)

✓ Savings account

✓ Any home loans & investment loans

✓ Credit card(s)

✓ Most recent Rental Income statement or Lease Agreement (if you own an investment property)

✓ HECS / HELP statement (if you owe money from your studies)

✓ Car Lease / personal loan statement

✓ Afterpay / Zip Money (a screenshot of your limit will do)

✓ Family Tax Benefit statement

✓ Child Support Statement