In August 2025, ASIC announced a formal investigation into how banks manage and promote offset accounts, so it’s a good idea to take a closer look at how they actually work, and what you should be doing to protect yourself, if you have one — or are considering it.

It may sound like a load of financial jargon, but Best Interests Duty is something you should know about before you start your home loan application journey.

When the Reserve Bank of Australia announces that they are reducing the Cash Rate, it sets off a chain reaction of transactions, generally led by the RBA itself.

From 1 January 2025 the ATO’s Foreign Resident Capital Gains Withholding (FRCGW) rules changed for both buyers and sellers. Here’s what you need to know.

If you’re an owner-occupier planning to move up the property ladder, you’ve likely seen eye-catching ads promising “the lowest rates” or “huge savings” on home loans. While these offers may sound enticing, they often come with hidden catches that could leave you worse off financially.

Saving heaps of time by knowing in advance exactly what you can afford is one of the most common bits of sage advice HoLo clients would pass on to house hunters who are starting (or even already into) their journey.

But what exactly is Stamp Duty and why do you have to pay it? What discounts or waivers are there where you want to buy, and are you eligible for any of them?

So you’re planning a property purchase - maybe even your first (yay!) - but you’re unsure how the loan application works? Then relax! Here’s your step-by-step guide to getting a home loan that suits your specific situation and goals.

When buying or selling property, it’s important to enlist the help of a conveyancer or property lawyer early. Here we explain what they do and why you need one right from the beginning.

If you haven’t really thought about your credit file for a while but you’re hoping to buy property or change banks soon, then tune in.

When you’re renting, it is easy to calculate how much money you are giving your landlord. And isn’t it frustrating - but are you ready to buy your own home?

What is an offset home loan account? How doest it differ from a redraw mortgage account?

Typically you need to contribute about 20% of the price of a property when you’re buying a property. But if you don’t have that magic number, don’t despair, there are still a few options available.