Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.

When you’re renting, it is easy to calculate how much money you are giving your landlord. And isn’t it frustrating - but are you ready to buy your own home?

We all love a deal, in fact, we all love a great deal, don’t we? But in finance, sometimes the best deal, might not actually be right for you.

What is an offset home loan account? How doest it differ from a redraw mortgage account?

The Big 4 banks . After what was revealed about them in the Royal Commission the shine has totally gone off them. But who else is out there? We compare the best of the rest.

Equity is cool. The more equity to have the richer you are! It’s not some mythical thing, but it can grow magically without you knowing. It can also magically reduce without you knowing as well!

Typically you need to contribute about 20% of the price of a property when you’re buying a property. But if you don’t have that magic number, don’t despair, there are still a few options available.

The fact is, banks treat business owners differently. They think you’re a bit too complex; they think you’re a bit more risky; and you take too much of their time to consider your loan. In short, they sometimes just put you in the too-hard basket.